Financing & Rebates

Financing and Rebates

At Halco, we offer a variety of easy-to-use financing options for homeowners. During our in-house visit, your Home Energy Advisor will help you find the financing options that work for YOU! Regardless of your credit, we have programs available to fit every financial situation. Here's a look into the many options we have for our valued customers.

Rebates:

Home Performance with ENERGY STAR®

No-Cost Home Energy Assessment: All rate-payers of public utility companies in NYS pay an SBC fee (Service Benefits Charge) each month on their utility bill. This SBC money is what funds the no-cost energy assessment.

EmPower New York: Enables income-eligible customers to receive up to $7,000 worth of energy improvements at no cost, based on the criteria below:

  • Eligible for HEAP Benefits
  • Household income at or below 60% of NY's median income
  • Lived in residence for at least one year

Click Here for more information about EmPower eligibility guidelines.

Assisted Home Performance (AHP): Offers income-qualified homeowners a comprehensive, whole-house approach to improving energy efficiency and home comfort while saving money. AHP will match 50% of costs for up to $8,000 worth of approved energy-saving upgrades.

Click Here for more information about AHP eligibility guidelines.

NYSERDA Solar Incentive: Residential: $.35 per watt up to 25kW. Commercial: $.45 per watt up to 2000kW.

Tax Credits:

In addition to incentive programs and financing options, you may qualify for federal and/or New York State tax credits.

  • Solar Federal Tax Credit: Solar PV uncapped at 26% until 2021 when it will decrease to 22%
  • Solar NY State Tax Credit: Solar PV 25% up to $5,000
  • Geothermal Federal Tax Credit: The residential geothermal tax credit is 26% and will continue at that level until 2021 when it decreases to 22%

Financing:

Interest rates as low as 3.49%! We will work with you to ensure your payment does not exceed what you are expected to save on energy costs.

  • Green Jobs-Green NY: Loans with interest rates of 3.49% to 7.49% based on income. Direct payment plans up to $25,000 over the span of 15 years.
Morehouse Finance

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 60 months. 4.99% fixed APR. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 120 months. 4.99% fixed APR. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 240 months. 4.99% fixed APR. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.

Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management
1Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Contact Halco for more information about our rebates and financing!

Contact Us Online!

our service area

We serve the following areas

Our Locations:

Halco
865 County Road 6
Phelps, NY 14532
1-315-688-1945


Halco
1730 Mecklenburg Rd Suite B
Ithaca, NY 14850
1-607-218-8448


Halco
204 Bass St
Liverpool, NY 13088
1-315-992-6300


Halco
140A Metro Park
Rochester, NY 14623
1-585-200-3364
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